Hawaii Family Protection Group

Privacy Policy

Effective Date: 10/27/2024

1. Introduction
At Hawaii Family Protection Group, we respect your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website [Your Website URL] and when you engage with our services.

2. Information We Collect
We may collect various types of information, including:

• Personal Information: Name, contact details (such as phone number, email, and address), date of birth, social security number, and other identifying information needed for insurance applications or service requests.
• Financial Information: Information related to your financial status, such as income, assets, and bank account details, if relevant for policy underwriting or claims.
• Health Information: Health-related data may be collected if required for certain life insurance policies, subject to appropriate consents.
• Automatically Collected Data: Information collected through cookies and similar tracking technologies, including IP addresses, browser type, device information, and browsing behavior on our site.

3. How We Use Your Information
We use your information for the following purposes:

• To provide and manage our insurance products and services
• To help facilitate insurance applications, claims, and related financial transactions
• To personalize your experience on our website
• To communicate with you regarding policy updates, promotions, and service-related announcements
• To improve our website’s functionality, security, and user experience
• To comply with applicable legal and regulatory requirements

4. Sharing and Disclosure of Information
We may share your information under these circumstances:

• With Service Providers: We may share your information with third-party service providers who assist in delivering our services, such as insurance underwriters, claims processors, or IT service providers.
• With Legal Authorities: We may disclose information if required by law or to comply with legal processes.
• With Business Partners: If you engage with certain policy types that involve external partners, we may share your information with them to facilitate the service.
• During Business Transactions: In the event of a merger, acquisition, or asset sale, your information may be transferred as part of that transaction.

5. Data Security
We implement reasonable and appropriate security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of data transmission over the internet is entirely secure. We encourage you to exercise caution when sharing personal information online.

6. Cookies and Tracking Technologies
Our website uses cookies to improve user experience, analyze website performance, and deliver personalized content. You may adjust your browser settings to reject cookies, but this may affect the functionality of our website. For more details, please see our Cookie Policy.

7. Your Privacy Rights
Depending on your jurisdiction, you may have the right to access, correct, or delete your personal information, as well as the right to object to or restrict certain data processing activities. Please contact us using the information below to exercise your rights.

8. Children's Privacy
Our services are not directed to individuals under the age of 18, and we do not knowingly collect information from children. If you believe we have inadvertently collected such information, please contact us to have it removed.

9. Updates to This Policy
We may update this Privacy Policy periodically to reflect changes in our practices or relevant regulations. Updates will be posted on this page, and the effective date will be revised.

10. Contact Us
For questions, concerns, or requests regarding this Privacy Policy, please contact us at:

Hawaii Family Protection Group
1110 University Ave Ste 100
Email: robertzwu.fsv@gmail.com
Voice/Text: 808-381-2027